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Financial fraud and abuse of older people is a huge and often unreported problem.

Losses have been estimated at about billion a year.

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Y., (she didn’t want to give her name) joined the dating site

She was pursued by a man posing as a widower and retired accountant, who said he was 10 years younger than her. He told her he worked with a Christian youth group in Texas, but when she called the church, the receptionist and the priest hadn’t heard of him.

Dating industry consultant Mark Brooks, founder of Online Personals Watch, estimates that only perhaps 1 percent of members on well-established paid online dating sites are scammers.

On newer sites, however, the number may be much higher, as scammers can flood recently launched sites with thousands of real-looking but fake profiles.

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And partly because of the embarrassment of being exploited, only 1 in 44 victims report their losses, according to the National Adult Protective Services Association.

A case in point, which illuminates how a vulnerable person can be scammed, is recounted by Time magazine: A widow, a retired nurse in Kingston, N.

You can learn more about this effort and also sign this online petition.

For now, it's largely up to dating service users to protect themselves: Don't assume you're safe just because you trust the company or brand.

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